This credit card is one of the best-rated credit cards in India; the card has numerous Cashback offers and rewards. The card provides Cashback for every purchase from stores like reliance fresh, food bazaar, Big Bazaar etc. The card provides Rs 500 Cashback every month if the transaction amount is above Rs.1000.
A credit score, also known as a credit rating, is a number that reflects the likelihood of you paying credit back. Lenders like banks and credit card companies will look at your credit history when they calculate your credit score, which will show them the level of risk in lending to you. The higher your credit score, the better your chances of being accepted for credit, at the best rates.
Diners Club Black is a most premium credit card in India, so you would need to have a monthly salary Rs 1.75 Lakh or an income of 21 Lakh per annum to get the approval. You would also get 5 reward points worth Rs. 5 on spending Rs. 150 equal to a direct saving of 3.3% on your all spends which is decent.
The best rewards credit cards make it easy to earn points and more without overspending. Read our in-depth analysis of the top choices available from our partners.
Using a credit card responsibly can build your credit score, as you’ll be showing that you can handle money well by paying back your debt on time. Credit cards are easy to use and are accepted in more places than prepaid cards and charge cards. Some cards also offer rewards like air miles, cashback and reward points for your spending.
Covid-19 Service Updates: All our branches in India except Chennai branch are operational with revised timings. As per the recent guidance received from the Tamil Nadu government on imposition of lockdown between 19 June 2020 and 30 June 2020, our Chennai branch will be operational only on 29 June 2020 and 30 June 2020.
Below we list the 15 largest credit card companies (as measured by number of active U.S. accounts), along with links to their top credit cards, phone numbers, credit score ranges, and more: 1. Visa — 336M Cardholders. Visa is the largest major payment network, widely accepted by over 40M merchants. From traditional benefits to premium rewards, Visa offers a wide range of benefits for.
In the current scenario the major credit card providers in India are ICICI, Standard Chartered HDFC and HSBC. Known for providing value added services along with customer-favorable credit card deals these banks are said too have the highest number of credit card users in the country. According to recent statistics the number of credit card holders in India has exceeded 27 million.